Result Codes

Body Response

Example

response=1&responsetext=100 | Transaction approved&authcode=8H32Z&transactionid=30201092293&avsresponse=X&cvvresponse=M&orderid=1000&response_code=100

Standard Response Fields

Variable	Description
`response`	`1` = Transaction Approved `2` = Transaction Declined `3` = Transaction/Data/System Error `4` = Rejected
`responsetext`*	Textual message about the transaction result.
`authcode`	Authorization code for the transaction.
`transactionid`	Unique transaction ID returned by the payment gateway.
`avsresponse`	AVS response code. See: AVS Response Codes
`cvvresponse`	CVV response code. See: CVV Response Codes
`orderid`	Original order ID provided in the request.
`response_code`	Numeric code from the processor. See: Transaction Result Codes

Note:
responsetext will include both the processor response code and the message, separated by a pipe (|), e.g. 100 | Transaction approved

Transaction Result Codes

Code	Description
100	Transaction was approved.
101	Transaction was approved and is Pending (used for SEPA).
200	Transaction was declined by processor.
201	Do not honor.
202	Insufficient funds.
203	Over limit.
204	Transaction not allowed.
220	Incorrect payment information.
221	No such card issuer.
222	No card number on file with issuer.
223	Expired card.
224	Invalid expiration date.
225	Invalid card security code.
226	Invalid PIN.
240	Call issuer for further information.
250	Pick up card.
251	Lost card.
252	Stolen card.
253	Fraudulent card.
260	Declined with further instructions available.
261	Declined - Stop all recurring payments.
262	Declined - Stop this recurring program.
263	Declined - Update cardholder data available.
264	Declined - Retry in a few days.
300	Transaction was rejected by gateway.
400	Transaction error returned by processor.
410	Invalid merchant configuration.
411	Merchant account is inactive.
420	Communication error.
421	Communication error with issuer.
430	Duplicate transaction at processor.
440	Processor format error.
441	Invalid transaction information.
460	Processor feature not available.
461	Unsupported card type.

AVS Response Codes

Address Verification Service (AVS) is a service provided by the payment brands that determines the match or partial match of the consumer's address information. The responses are returned to you during the authorization process via your transaction processing.

AVS Response Code Table

Code	Visa	MasterCard	Discover	American Express
Y	Address & 5-digit or 9-digit ZIP match	Address & 5-digit ZIP match	Address only matches	Address & ZIP match
A	Address matches, ZIP does not	Address matches, ZIP does not	Address & 5-digit ZIP match	Address only matches
S	AVS not supported	AVS not supported	AVS not supported	AVS not supported
R	System unavailable, retry	System unavailable, retry	Not applicable	System unavailable, retry
U	Information not available	Information not available	System unavailable, retry	Information not available
Z	Either 5-digit or 9-digit ZIP match, address does not	5-digit ZIP matches, address does not	5-digit ZIP matches, address does not	ZIP code only matches
N	Neither ZIP nor address match	Neither ZIP nor address match	Neither ZIP nor address match	Neither ZIP nor address match
W	Not applicable	For U.S., 9-digit ZIP matches, address does not. For non-U.S., ZIP matches, address does not	Information not available	Not applicable
X	Not applicable	For U.S., all digits match. For non-U.S., ZIP and address match	Address & 9-digit ZIP match	Not applicable
B	Address matches, ZIP not verified	Not applicable	Not applicable	Not applicable
T	Not applicable	Not applicable	9-digit ZIP matches, address does not	Not applicable
P	ZIP matches, address not verified	Not applicable	Not applicable	Not applicable
C	Address and ZIP not verified	Not applicable	Not applicable	Not applicable
D	Address & ZIP match (International only)	Not applicable	Not applicable	Not applicable
G	Address not verified for International transaction (International only)	Not applicable	Not applicable	Not applicable
I	Address not verified (International only)	Not applicable	Not applicable	Not applicable
M	Address & ZIP match (International only)	Not applicable	Not applicable	Not applicable
F	Address & ZIP match (UK only)	Not applicable	Not applicable	Not applicable
O	Not applicable	Not applicable	Not applicable	Card holder name and address match
E	Not applicable	Not applicable	Not applicable	Card holder name incorrect, address and postal code match

Maestro AVS Response Codes

Code	Description
2	Part of the address information matched.
3	The merchant did not provide AVS information. Not processed.
1	None of the address information matched.
4	The merchant did not provide AVS information. Not processed.
U	The merchant did not provide AVS information. Not processed.
0	All the address information matched.

CVV Response Codes

CVV Response Codes are returned by the card issuer during a transaction to indicate whether the Card Verification Value (CVV) provided by the customer matches the one on file. These codes help merchants validate that the customer has physical possession of the card, adding an extra layer of fraud protection during card-not-present transactions such as online or phone purchases.

Code	Description
M	CVV2/CVC2 match
N	CVV2/CVC2 no match
P	Not processed
S	Merchant has indicated that CVV2/CVC2 is not present on card
U	Issuer is not certified and/or has not provided Visa encryption keys