| Y | Address & 5-digit or 9-digit ZIP match | Address & 5-digit ZIP match | Address only matches | Address & ZIP match |
| A | Address matches, ZIP does not | Address matches, ZIP does not | Address & 5-digit ZIP match | Address only matches |
| S | AVS not supported | AVS not supported | AVS not supported | AVS not supported |
| R | System unavailable, retry | System unavailable, retry | Not applicable | System unavailable, retry |
| U | Information not available | Information not available | System unavailable, retry | Information not available |
| Z | Either 5-digit or 9-digit ZIP match, address does not | 5-digit ZIP matches, address does not | 5-digit ZIP matches, address does not | ZIP code only matches |
| N | Neither ZIP nor address match | Neither ZIP nor address match | Neither ZIP nor address match | Neither ZIP nor address match |
| W | Not applicable | For U.S., 9-digit ZIP matches, address does not. For non-U.S., ZIP matches, address does not | Information not available | Not applicable |
| X | Not applicable | For U.S., all digits match. For non-U.S., ZIP and address match. | Address & 9-digit ZIP match | Not applicable |
| B | Address matches, ZIP not verified | Not applicable | Not applicable | Not applicable |
| T | Not applicable | Not applicable | 9-digit ZIP matches, address does not | Not applicable |
| P | ZIP matches, address not verified | Not applicable | Not applicable | Not applicable |
| C | Address and ZIP not verified | Not applicable | Not applicable | Not applicable |
| D | Address & ZIP match (International only) | Not applicable | Not applicable | Not applicable |
| G | Address not verified for International transaction (International only) | Not applicable | Not applicable | Not applicable |
| I | Address not verified (International only) | Not applicable | Not applicable | Not applicable |
| M | Address & ZIP match (International only) | Not applicable | Not applicable | Not applicable |
| F | Address & ZIP match (UK only) | Not applicable | Not applicable | Not applicable |
| O | Not applicable | Not applicable | Not applicable | Card holder name and address match. |
| E | Not applicable | Not applicable | Not applicable | Card holder name incorrect, address and postal code match. |
